Regulatory Compliance and Privacy Issues

• Proactive regulatory compliance reviews of claims, rating, underwriting, and marketing operations;
   
• Product development, including policy and rule drafting or review and related regulatory approval;
   
• Advise and counsel regarding the sale and marketing of insurance over the Internet, including licensing and compensation requirements and restrictions;
   
• Counsel on day-to-day regulatory issues and procedures;
   
• Training and certification in mandatory compliance areas, such as unfair claims practices, unfair trade practices and special investigation unit regulations;
   
• Advise on Sarbanes-Oxley compliance issues;
   
• Advise regarding compliance with Gramm-Leach-Bliley, HIPAA, Fair Credit Reporting and state law requirements;
   
• Advise and counsel regarding Holding Company Act compliance and related issues;
   
• Advise regarding international regulatory issues, including World Trade Organization initiatives and international insurance regulation; and
   
• Assist in strategy for the management of single-state and multi-state examinations.